Cards
AMEX Platinum
$550 annual fee. 5X points for flights/hotels booked with airlines or through AMEX. 5X points for hotels booked on amextravel.com. $200 airline fee credit. Up to $100 fee credit for Global Entry or TSA Precheck. $100 Saks Fifth Avenue credit. $200 Uber credit. Priority Pass Select and Centurion Lounge access.
Chase Sapphire Reserve
$450 annual fee. 3X points for travel and dining at restaurants worldwide. $300 all-inclusive travel credit. Increased travel redemption through Chase (1.5 cents per Ultimate Reward point for travel). Priority pass select access. Up to $100 Global Entry or TSA Precheck credit every 4 years.
AMEX Gold
$250 annual fee. 4X on dining at restaurants worldwide and US supermarkets. 3X on flights booked directly with airlines or through AMEX. $120 dining credit at select locations. $100 airline fee credit.
Chase Freedom
5X points for rotating categories each quarter of the year. Common categories include gas stations, grocery stores, and wholesale clubs. Refer to the Chase Freedom calendar for bonus categories.
Spend and Benefits
Monthly spend:
Yearly AMEX benefits valuation:
Yearly Chase benefits valuation:
Yearly spend summary:
Total spend: $36,000
Total AMEX fees: $800
Total Chase fees: $450
Total AMEX benefits: $241
Total Chase benefits: $325
Total MR earned: 93,600 MR
Total UR earned: 65,400 UR
Redemption method: